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Virgin has also cut selected buy-to-let rates and product transfer fixed rates by up to 0.24 and 0.44 percentage points respectively. It is offering a two-year fixed rate for residential remortgage at 6.26percent (60percent LTV) with a 995 fee and a five-year fixed rate equivalent at 5.59percent. Accord, part of Yorkshire building society, has cut its fixed mortgage rates for residential borrowers for the second time in as many weeks. The reductions, by the broker-only lender, are up to 0.2 percentage points and effective tomorrow . Specialist BTL lender Landbay has cut rates on two and five-year fixed rates by up to 0.2 percentage points. It is offering fixed rates for HMO properties and multi-unit freehold blocks from 5.04percent.

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